Terms

Terms of use

Susman Insurance Agency (California License 0B75129) runs this site. We provide life insurance background material and a tool delivering carrier quotes from your inputs.

Quotes are projections only. Displayed rates come from carriers for your chosen health tier and serve as estimates. They do not constitute an insurance offer, rate guarantee or approval assurance. The carrier sets final price, class and qualification during underwriting; the issued policy and riders prevail.

No binding occurs here. A quote request, application submission or contact message does not establish coverage. Coverage arises solely when a carrier issues a policy that you accept and for which you pay.

Scope. Policies, providers and prices differ by state and applicant situation and are subject to change. California residents only see quotes here.

Guidance. Site guides are educational and not legal, tax or investment advice. Verify critical points with a qualified advisor.

External system. The application page embeds a third-party secure application under its separate terms.